Rates and Terms – Personal Loan Depot

RATES & TERMS

With our fixed low rates and simplified terms, we get you started on the path to eliminating your credit card balances as quickly as possible.

Loan Rates

We offer fixed rates between 4.99% APR and 34.99% APR.

Loan Amount and Terms

Choose a loan amount between $5,000 and $100,000 and select a term between 1 and 5 years that works best for you.

Origination Fee

The origination fee covers all the costs to create, manage, and service your loan. We have tried to make this as simple and straightforward as possible, by eliminating other commonly seen charges like application fees, prepayment penalties, and annual fees.

Instead, you will pay a very small percentage of the total loan amount you are requesting and it is simply deducted from your loan amount in the very beginning. All terms and any fees will be disclosed before you accept any loan.

COMPARED TO CREDIT CARDS

Title	The Personal Loan Depot Way	Credit Cards
Lower Monthly Payment	Yes	No
Fixed Monthly Payment	Yes	No
One Convenient Monthly Payment	Yes	No
Focused On Getting You Out Of Debt	Yes	No

Applying will NOT hurt your credit score.

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Personal Loan Depot works with Lending Partners who originate loans. Individual borrowers must be at least 18 years of age and have a valid social security number and checking account. All loans subject to credit review and approval. Lending Partners offer fixed rates between 4.99% APR and 34.99% APR for loan amounts from $5,000 to $100,000. Minimum loan amount and APR may vary in certain states.

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